Privacy Policy
MeadowRisk Insurance Services LLC Effective Date: September 3, 2026 Last Updated: September 3, 2026
MeadowRisk Insurance Services LLC ("MeadowRisk," "we," "us," or "our") operates the website meadowrisk.com (the "Site"). This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our Site or submit a contact or quote request form.
By using the Site, you agree to the collection and use of information in accordance with this policy.
1. Information We Collect
Information you provide to us. When you submit a contact form or request an insurance quote through the Site, we may collect:
Name, email address, phone number, and mailing address
Business or property information relevant to an insurance quote
Any other information you choose to include in your message
Information collected automatically. Like most websites, we and our analytics providers automatically collect certain information when you visit the Site, including your IP address, browser type, device type, pages viewed, referring URLs, and the date/time of your visit, typically through cookies and similar tracking technologies. We use this information to understand how visitors use the Site and to improve its performance.
We do not currently use the information you submit for advertising or marketing purposes beyond responding to your inquiry, and we do not sell your personal information to third parties.
2. How We Use Your Information
We use the information we collect to:
Respond to your inquiries and provide insurance quotes
Service and manage your account, including through our agency management system
Maintain and improve the Site
Comply with legal and regulatory obligations
Protect against fraud or misuse of the Site
3. How We Share Your Information
We do not sell your personal information. We may share information with:
Insurance carriers and underwriters, as necessary to obtain quotes or bind coverage on your behalf
Service providers, such as our agency management system (MomentumAMP/NowCerts), used to store and manage client and policy information
Legal and regulatory authorities, when required by law, subpoena, or to protect our rights
4. California Privacy Rights (CCPA/CPRA)
Mandatory since January 1, 2023 for businesses serving California residents.
If you are a California resident, the California Consumer Privacy Act, as amended by the California Privacy Rights Act (CCPA/CPRA), gives you the following rights regarding your personal information:
Right to Know — You may request the categories and specific pieces of personal information we have collected about you, and the purposes for which it is used.
Right to Delete — You may request that we delete personal information we have collected from you, subject to certain legal exceptions.
Right to Correct — You may request that we correct inaccurate personal information we maintain about you.
Right to Opt-Out of Sale or Sharing — MeadowRisk does not sell or share personal information for cross-context behavioral advertising. If this changes, we will provide a "Do Not Sell or Share My Personal Information" mechanism.
Right to Limit Use of Sensitive Personal Information — We do not use sensitive personal information for purposes beyond what is necessary to provide our services.
Right to Non-Discrimination — We will not discriminate against you for exercising any of your CCPA/CPRA rights.
Categories of personal information collected in the past 12 months: identifiers (name, email, phone), commercial information (insurance quote details), and internet activity (browsing/analytics data), as described in Section 1.
To exercise any of these rights, contact us at charlie@meadowrisk.com. We will verify your request and respond within the timeframes required by law.
5. European Privacy Rights (GDPR)
Mandatory since May 25, 2018 for businesses with users from the EU.
If you are located in the European Union, the General Data Protection Regulation (GDPR) provides you with the following rights over your personal data:
Right of Access — Request confirmation of whether we process your data, and a copy of it
Right to Rectification — Request correction of inaccurate or incomplete data
Right to Erasure — Request deletion of your personal data, subject to certain exceptions
Right to Restrict Processing — Request that we limit how we use your data
Right to Data Portability — Request a copy of your data in a portable format
Right to Object — Object to our processing of your data in certain circumstances
Legal basis for processing: We process your information based on your consent (when you submit a form), our legitimate interest in responding to inquiries and operating the Site, and, where applicable, to take steps toward entering into a contract of insurance at your request.
To exercise any of these rights, contact us at charlie@meadowrisk.com.
6. California Online Privacy Protection Act (CalOPPA)
Mandatory since January 1, 2014 for businesses with users from California.
Do Not Track Signals: The Site does not currently respond to "Do Not Track" browser signals.
Effective Date: This Privacy Policy became effective on the date listed at the top of this page.
Changes to This Policy: We may update this Privacy Policy from time to time. Material changes will be reflected by an updated "Last Updated" date at the top of this page.
Third-Party Links: The Site may contain links to third-party websites (such as insurance carrier portals). We are not responsible for the privacy practices of those third-party sites and encourage you to review their policies separately.
7. Cookies
The Site may use cookies and similar technologies (such as those used by our analytics provider) to understand Site traffic and usage. You can control or disable cookies through your browser settings; note that some features of the Site may not function properly if cookies are disabled.
8. Children's Privacy
The Site is not directed to individuals under the age of 16, and we do not knowingly collect personal information from children.
9. Data Security
We use reasonable administrative and technical safeguards to protect the information we collect. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
10. Contact Us
If you have questions about this Privacy Policy or would like to exercise any of the rights described above, please contact us at:
MeadowRisk Insurance Services LLC 108 Ross Ave, San Anselmo, CA 94960 Email: charlie@meadowrisk.com
This document is a template based on the standard CCPA/CPRA, GDPR, and CalOPPA disclosure requirements. It is not a substitute for legal advice — please have it reviewed by an attorney familiar with California insurance and data privacy law before publishing it on your live site.